Benefits and Features of SDKs

Seamless PG SDK

• Plug-and-play payment gateway.
• Zero API Integration to process payments.
• Process payments through Credit Cards, Debit Cards, UPI, Net Banking, EMI, Buy Now Pay Later, Pay by Rewards (Twid Pay, Flipkart Supercoins), Multi-Currency Payments, Third Party Verification (through NB, UPI), and Wallets.
• Integrates seamlessly into your own checkout page.
• Card vault offered; handles PCI compliance requirements.
• Offers BIN check to verify user’s card scheme, bank etc.
• Instant discount & cashback offers supported on all modes.
• Add-ons possible for Native OTP, UPI Intent or One-click Payments.

Checkout Pro SDK

• Customizable native checkout page for mobile.
• Inbuilt Payment gateway.
• Process payments via Credit Cards, Debit Cards, UPI, Net Banking, EMI, Buy Now Pay Later, Pay by Rewards (Twid Pay, Flipkart Supercoins), Multi-Currency International Card Payments and Wallets.
• UPI support for collect and intent on Android and iOS.
• Configurable OTP auto-read and auto-submit via Custom Browser.
• Handles PCI compliance requirements to store user cards.

Custom Browser SDK

• Optimizes Net Banking pages and Stores Customer ID.
• Auto-populates stored Customer ID on Net Banking login page.
• Auto-reads and submits OTP for cards and Net Banking.
• Features are updated periodically over-the-air; Minimal dependency on SDK updates. 
• Most popular SDK in PayU’s Mobile product suite.
• Requires SMS permission in App Manifest for best performance.

 UPI SDK

• Supports Collect, Intent and In-app flows for UPI payments.
• All Acquiring PGs integrated with PayU are available. 
• VPA verification API is incorporated.
• Merchant can use default VPA text field and Generic Intent tray. 
• Seamless integration into Merchant’s Checkout page can also be achieved using Specific Intent or Collect flow with VPA validation.
• Google Pay and PhonePe SDKs can be plugged for in-app experience.

Google Pay SDK

• Supports UPI & Card payments via Google Pay app. 
• Ships with UPI PIN library for authentication.
• Google’s Tokenized Card Payments is only available with PayU.
• Ships with OTP auto-read for card payments. No CVV required.
• Higher success rates observed.
• Requires merchant key & VPA whitelisting with Google.
• Falls back to Collect flow in absence of Google Pay app.

PhonePe In-App SDK

• PhonePe payment options such as wallet, cards and UPI supported.
• User sees bottom sheet with payment options linked to account.
• Ships with UPI PIN library for authentication.
• Higher success rates observed.
• Falls back to Collect flow in absence of Phonepe app.  

Native OTP Assist

• OTP Authentication on Merchant’s checkout page.
• Zero redirection required to bank page.
• SDK Auto reads submits the OTP.
• No transaction amount limit.
• *Requires SMS permission in App Manifest for best performance.

One-Click Checkout

• Transaction above ₹2000 require an OTP for authentication.
• Highest levels of device and account integrity checks are in place to avoid any malicious attempts with stolen card or device. 
• Encryption is used extensively to avoid any tampering.
• Highest levels of security also implemented by Visa’s risk and fraud check systems.
• User can choose to de-enrol from this service at any time.