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eligibleBinForEMI

This command is used only when the merchant needs the EMI feature of PayU. In case the merchant is managing card details on its own website, this API can tell the issuing bank of the card bin. It also provides the minimum eligible amount for a particular bank.

1st Method: Request Parameters

ParameterDescriptionSample Value
var1 Hardcoded as “bin”Bin
var2 Card bin number (First 6 digits) 512345

Web Service Responses

a. If successfully fetched:

Array 
(
    [status] => 1
    [msg] => Details fetched successfully
    [details] => Array
(
[isEligible] => 1 [bank] => KOTAK [minAmount] => 500
) )

b. If not found:

Array 
(
    [status] => 1
    [msg] => Details fetched successfully
    [details] => Array
(
[isEligible] => 0
) )

2nd Method: Request Parameters

ParameterDescriptionSample Value
var1 Hardcoded as “bin”Bin
var2Card bin number (First 6 digits) 434668
var3 bankname KOTAK

Web Service Responses

a. If successfully fetched:

Array (
    [status] => 1
    [msg] => Details fetched successfully
    [details] => Array
(
[isEligible] => 1 [bank] => KOTAK [minAmount] => 500
) )

b. If var3 (input bank name) doesn’t match with the bank name in PayU Database, that means the bin given in input is of a different bank name:

Array (
[status] => 0
[msg] => Invalid Bin )